What is a prevalent outcome for individuals who fall into the "normal" debt trap?

Individuals who fall into the "normal" debt trap often face financial stagnation due to the accumulation of debt that exceeds their ability to repay it. This situation typically leads to a cycle of borrowing and repayment that consumes a significant portion of their income. As a result, they are often unable to save money, invest for the future, or build wealth over time.

This financial state occurs because individuals may prioritize paying off debts while neglecting opportunities to create savings or invest strategically. Living in this cycle can cause undue stress and limit financial growth, leaving individuals in a position where they cannot make meaningful progress towards their long-term financial goals. Thus, remaining financially stagnant becomes a hallmark of those caught in the normal debt trap, as they struggle to overcome their financial obligations and build a more secure financial future.